In my new home town of Key Largo. I was pulling out of the bank parking lot onto Overseas Hwy. (The one main road through the length of the island. Other smaller roads, that connect to each other, exist in some parts, but none enable you to avoid Overseas Hwy. for very long.)
There are two lanes heading north, and there wasn't anyone in the nearest lane. No one in the further lane had a blinker on indicating an intention to move into the other lane. It looked safe to pull out into the closer lane.
So I did. And as I made my move, a huge pickup truck with a long trailer attached decided to switch lanes, and he clearly didn't see me. He was going about 60MPH, and I gasped in horror as he swerved into my lane and never hit the brakes. I drove onto the shoulder as fast as I could. He missed me by inches.
I pulled into the next parking lot to calm myself. I've been through a lot of close calls, but this one had me shaking.
Another reminder of how fast it could all end. Reminded to be grateful every day. Might take me a while to find the funny in that encounter, though.